PSE&G knows that winter heating costs can be challenging for households that are low income or on a fixed budget. The Low Income Home Energy Assistance Program (LIHEAP) can help, but is only taking applications until April 30, 2017. LIHEAP provides financial assistance towards winter heating and medically necessary cooling bills. It also screens program applicants for another payment assistance program, the Universal Service Fund (USF), which provides low income households with a monthly credit of $5 to $150. There are also payment assistance programs for clients who are not low income, but have fallen behind on their energy bills. For more information and to download program applications, visit pseg.com/help or call 1-800-510-3102.